Auto Insurance for Travel to Mexico – 5 FAQs

Mexico for many people always has been and remains an idyllic and exciting tourist destination. While there are dangers involved with any type of foreign travel, if you plan well you can keep your travel risk to a minimum.

One way to keep your trip to Mexico as safe as possible is by buying car insurance for travel to Mexico. Travel insurance, including that of the car insurance variety, is always a wise investment. In fact, the more insurance you have, the better, provided that you buy it at a reasonable price and that you only buy the coverage you need.

If you are planning an upcoming trip to Mexico and plan to drive while you are there, here are 5 FAQs on auto insurance for travel to Mexico:

1. Am I legally required to buy auto insurance for travel to Mexico?

A: You are not required by law to buy car insurance for use in Mexico. However, it is highly advisable. This is one situation whereby the lack of the law does not in any way signal that it is a good idea to skip the step of buying a good auto insurance policy before your trip.

2. Does my regular auto insurance policy cover foreign auto accidents?

A: The answer to this changes from policy to policy. While a handful of regular auto insurance policies cover overseas or foreign travel, most do not. You should check your current policy or contact your car insurance provider to find out for certain. Note that unless your policy specifies that operation of a car in foreign countries is covered, it is not. If not, you will need to buy a special auto insurance policy for your planned trip into Mexico.

3. Where should I buy auto insurance for my trip to Mexico?

A: You can buy insurance from a number of places. Often, money exchange offices in your home country will sell insurance policies, as do convenience stores and vendors at airports. However, you will probably end up overpaying or not getting the full coverage that you require if you buy through one of these sources. Instead, contact your travel agent, your own auto insurance company, or another third-party organization to get quotes before you leave on your trip.

4. What types of coverage should I buy?

A: Insurance coverage for foreign driving generally has the same types of coverage options as that for your domestic country. Examples of coverage to consider are:

a. liability: covers the other party’s medical and property if the accident is your fault

b. comprehensive: covers you if your car is damaged or stolen in a non-accident situation

c. medical: covers your own party’s medical expenses if the other party is not insured

d. collision: covers your own car’s repair expense if the other party is not insured

If you can afford it, purchase as many coverage types as you can.

5. Do most policies cover medical as well?

A: Some policies cover medical, depending upon which coverage you pay for (see above). However, note that this only pertains to medical expenses related to an accident. For medical coverage for situations such as an illness or non-auto-related accident, you will need to purchase medical insurance separately. You can find this type of coverage by seeking out a company that specializes in selling travel insurance.

Take these 5 auto insurance tips into account if you plan to drive in-country during your next trip to Mexico.

BMW Accessories Make Your Vehicle Unique

Today, you can find many BMW accessories in the market. These accessories are perfect if you want to upgrade your car. BMW is a luxury car and you can make your car look more attractive and unique by updating it with modern accessories. Many companies are manufacturing high quality car accessories. However, with latest and advanced technology, BMW cars are still at the top than any other vehicle brand.

These days, there are varieties of high quality BMW car accessories available in the market. These accessories are perfect for upgrading your BMW, because of their stylish and unique designs.

In fact, these advanced accessories offer pleasure, comfort, safety and looks to your vehicle. Now, you can also get BMW accessories on the Internet. There are varieties of car accessories available in different style, shape, design and color. It is very difficult to choose the right one amongst them.

However, depending upon the needs of the vehicle, you can easily get high quality accessories. In fact, these accessories are perfect for every car enthusiast, as they offer stylish and attractive looks to the vehicle. Nowadays, you can find many websites offering discounts and offers for these accessories. You can also get additional information about these advanced BMW accessories from the official website. Some websites also provide great discount if you purchase these accessories in bulk.

As many people rely more on Internet for shopping and other purpose, you can find many car dealers setting their business online. However, this is beneficial for you, because due to competition, you can buy these accessories at low price also.

If you are more concern about night driving, then you can select the latest BMW headlights. These lights are unique in design and give attractive look to the vehicle. Therefore, updating your car with modern accessories can surely make your car stand apart from other vehicles. Hence, if you want to upgrade your old BMW car into a latest model, then BMW Accessories are the best to consider for this purpose.

Top 10 Auto Transport Questions and Answers

Read the most asked questions from customers about transporting and moving their vehicles. We answer frequently asked questions by our customers regarding the auto transport process and how it works.

1. How long should an auto transport take?

Shipping time all depends on the road conditions, weather, traffic and the how fast or slow your driver is. Listed below are some very basic ideas to help you along the way. Make sure however you contact us for your actual scheduled times.

East Coast to West Coast – 5 to 14 days

Midwest to East Coast – 3 to 8 days

South to the North – 3 to 8 days

All shipping times are estimated.

2. Can I put personal items in the vehicle?

Auto transporters are not licensed to transport personal belongings, as they do not have a household goods transportation license issued by the Federal Government. In addition, if you were to place things in the vehicle during car shipment, they would not be covered by insurance, unless you have a floater on your own home insurance. Many auto transport drivers, will allow some small personal belongings placed in the trunk. Some drivers allow you to put 100lbs of things in the trunk.

3. How does auto transport process work?

Auto transport is a fairly simply process. Once you submit the required paperwork and your deposit is received, the transport of your vehicle will be scheduled according to the dates on your shipping order. You should receive a call from the carrier anywhere from 10 to 24 hours in advance of your pick up date. When the driver picks up your vehicle, he will do a detailed inspection of your automobile and will present you with a Bill of Lading document. The same Bill of Lading will be present on delivery so you can re-inspect the car. The reverse happens at the delivery point. The driver calls in advance and will walk around the vehicle to see if there is any damage and take delivery upon your approval.

4. What is a “Bill of Lading”?

A Bill of Lading is a legal document issued by the carrier, that confirms the receipt of a car for transport, and specifies the terms and conditions of delivery. The document will be used at the time of pick-up and must be signed by the client and the carrier. It is also will be signed when the car is delivered. Consider the Bill of Lading as a receipt, a contract and a document that ensures the security of your possession.

5. What kind of truck will my vehicle be shipped on?

In most cases, your vehicle(s) will be transported on an open 8 or 10 vehicle hauler, the same type of trucks used to deliver new vehicles from factories to your local dealerships. Enclosed carriers are also offered by carriers but are $400 extra. Most popular and standard way of moving your vehicle is usually by open trailers.

6. What type of paperwork do I need to ship my vehicle? (Insurance, title, registration, etc.)

Unless your vehicle is leaving the country all that is required for your shipment is a signature and walk around with the driver at pick up. This walk around will allow you and the driver to verify if any damage exists at pick up.

7. What should I do if my vehicle arrives with damage?

First thing you should do is make sure the driver understands that the damage is new and was not on the original bill of lading. The damage should clearly be marked and noted, then signed for by the driver. Upon completion of delivery, a call should be placed to driver’s insurance company or Ship Any Car to inform us of the damage. In most cases the car carrier will ask for an estimate and send you payment in a couple weeks. If the carrier is not responsive and unwilling to work with you to resolve the issue, make sure you contact their insurance company and make a claim. Be sure you have all the documentation to back up your claim.

8. Do auto transport companies include insurance in their estimates?

Most transporters include some insurance in their basic price but you should ask about how much it is and if they offer additional insurance at a higher price. You may be able to get insurance separately as well. Also call your car insurance company and see if they offer coverage or protection for transporting your vehicle.

9. What if I have a non-operational vehicles?

The vehicle can still be transported but in most cases additional fees will apply because of the extra carrier equipment and labor needed to transport it. Please note, if car is in rolling condition less fees will apply.

10. Will I be charged by size of my vehicle?

Yes, larger cars like trucks and SUV’s will cost more money than a standard size car since it will take more room and weighs more on a trailer.